About Vijay Finance
Our Business
Vijay Finance is a licensed money lending business operating under the Gujarat Money Lenders Act, providing accessible, transparent, and responsible financial services to individuals and small businesses across Gujarat.
We are committed to fair credit solutions with full transparency in terms, interest rates, and repayment schedules — empowering borrowers to manage their finances with confidence.
Ownership & Registration
Vijay Finance and Vijay Mobile are both sole proprietorship businesses owned and operated by the same individual proprietor. All licenses and GST registrations are held under a single PAN, ensuring full legal compliance and accountability.
| Entity | Type | Registration |
|---|---|---|
| Vijay Finance | Money Lending Business | Licensed under Gujarat Money Lenders Act |
| Vijay Mobile | Retail / Trading Business | GST Registered |
Both entities are operated by the same proprietor under a single PAN, establishing a unified ownership identity for all regulatory and compliance purposes.
Our Services
- Personal loans for salaried and self-employed individuals
- Short-term business loans for small enterprises
- Flexible EMI-based repayment plans
- Digital loan management via our online portal
- Automated EMI collection via e-Mandate / NACH / UPI AutoPay